- 13201 Northwest Fwy, suite 101 Houston, TX 77040
Reaching your 70s brings a new sense of clarity and responsibility. Many seniors start planning ahead to protect their family from sudden costs. Burial insurance makes that easier with simple, steady coverage that handles final expenses without medical exams or long wait times.
Burial insurance for seniors over 70 is a small whole-life policy designed to cover funeral, burial, cremation, and related end-of-life costs. The goal is simple: make sure your loved ones never face large bills during an emotional time.
At this age, many people want plans that are:
Easy to qualify for
Most companies approve seniors in their 70s with basic health questions. No medical exams. No long delays. Just a straightforward policy built around your needs.
Many seniors decide to secure coverage at this age because
Funerals in Texas and nationwide can cost $7,000–$15,000
Family members often struggle to cover sudden expenses.
Coverage gets more expensive with age. Getting insured in your early 70s keeps rates lower.
A simple policy prevents financial stress during a difficult moment.
Burial insurance for seniors over 70 is still affordable, especially if purchased early in the decade. Below are common price ranges:
Most seniors in their 70s qualify for one of these plan types:
Full coverage from day one. Ideal for healthy seniors or those with mild conditions.
Partial benefits in the first two years. Good for moderate health issues.
No health questions. Available to almost everyone between 70–85. Coverage usually begins after a waiting period.
These whole-life policies cover funeral and small remaining bills.
Many Texans search for Final Expense & Burial Insurance in Texas when comparing plans.
Seniors over 70 may still qualify for burial insurance for seniors over 80 depending on health history.
Yes burial insurance for seniors over 70 is designed with flexible approval. Even with health conditions, most people qualify.
Common conditions that are usually accepted:
For seniors with more serious conditions, a modified or guaranteed plan is still available.
Coverage is available even for those needing burial insurance for diabetics or heart patients.
Benefits of Getting It Now:
Premiums never increase for life.
As long as payments are made, the policy remains active.
Most seniors are approved within minutes.
Your family receives funds quickly when needed.
Most people choose between $8,000 and $15,000.
This amount typically covers:
If you want to cover additional medical debt or help family even more, you can choose a higher amount.
Many families in Texas look for simple policies. The combination of rising funeral costs, flexible health acceptance, and stable coverage makes burial insurance a popular choice.
Yes. Plans are designed to stay within a comfortable monthly range. Starting early in your 70s helps you get better rates.
Yes. Most plans require no medical tests. Approval is based on simple health questions.
Most choose between $8,000 and $15,000 to cover full funeral costs.
You can still qualify. Guaranteed acceptance plans are available for nearly all seniors.
Yes. The payout can be used for burial, cremation, or any related final expense.